Lakhpati Didi Yojana 2024: 3 करोड़ महिलाओं को मिलेगी आर्थिक मजबूती, किसे मिलेगा लाभ

Lakhpati Didi Yojana: The interim budget of the country was presented by Finance Minister Nirmala Sitharaman on February 1, 2024. During the budget speech, the number of Lakhpati Didis (women millionaires) has been increased to 1 crore to economically strengthen and empower women.

The goal of creating 2 crore Lakhpati Didis was previously set, and now it has been raised to the objective of making 3 crore women Lakhpati Didis.

If you too want to receive free skill training and start your own business, then what is the Lakhpati Didi Scheme? And what are the benefits of the Lakhpati Didi Scheme?

To know all this, you will have to read this article thoroughly to the end. Today, through this article, we will provide you with complete information related to the Lakhpati Didi Scheme 2024 so that you can apply under this scheme and avail benefits.

Lakhpati Didi Yojana 2024

Prime Minister Narendra Modi announced the Lakhpati Didi Scheme on August 15, 2023, while addressing the nation from the historic Red Fort to strengthen women economically. The Lakhpati Didi Scheme is associated with self-help groups run for women in the country. The Lakhpati Didi Scheme is a skill development training program for women.

Through this scheme, women in the country are trained in skill development to make them capable of earning money. Eligible women are provided loans ranging from 1 to 5 lakh rupees under the Lakhpati Didi Scheme to start self-employment, which is interest-free. This scheme is being implemented to uplift economically disadvantaged women.

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Objective of the Lakhpati Didi Yojana

The objective of the Lakhpati Didi Yojana 2024 is to provide interest-free financial assistance of up to 5 lakh rupees to women to start self-employment and make them economically strong. In addition, the aim is to connect women with employment, improve their living standards, increase their income, and make them self-reliant and empowered.

The Lakhpati Didi Yojana is not only helping women in self-help groups to start their own businesses but also improving the economic status of other women. Currently, there are approximately 8.3 million self-help groups in the country, involving more than 90 million women.

The government has initiated the Lakhpati Didi Yojana to increase the income of all these women associated with self-help groups and to bring economically disadvantaged women forward.

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The goal of reaching up to 3 crore beneficiaries under the Lakhpati Didi Yojana has been set in the budget. Finance Minister Nirmala Sitharaman, in her budget speech on February 1, 2024, during the election year, mentioned that the Lakhpati Didi Yojana would be further promoted. She stated that so far, one crore women have become Lakhpati Didis, which has brought about a change in the lives of 9 crore women.

Now, the government has set a target of making 3 crore women Lakhpati Didis under this scheme. It’s worth mentioning that the government had initially set a target of creating 2 crore Lakhpati Didis, which has now been increased. By boosting one crore Lakhpati Didis, the number will be increased to 3 crores.

Benefits and Features of Lakhpati Didi Yojana 2024

1. Started by the central government to economically empower women.
2. Under this scheme, each woman is provided with a loan ranging from 1 to 5 lakh rupees to start her own business.
3. So far, one crore women have become Lakhpati Didis.
4. During the budget speech on February 1, 2024, the central government set a target of making 3 crore women Lakhpati Didis.
5. Comprehensive financial literacy workshops are conducted to strengthen women financially.
6. Women are encouraged to save through this scheme and receive incentives for it.
7. Under the Lakhpati Didi Yojana, women are provided with micro-credit facilities, making it easier for them to obtain small loans.

Eligibility Criteria for Lakhpati Didi Yojana

1. Citizenship: Applicants must be citizens of India to apply for the Lakhpati Didi Yojana.
2. Age: Women between the ages of 18 to 50 years are eligible to apply for this scheme.
3. Affiliation with Self-Help Groups: Women affiliated with self-help groups are eligible to apply for this scheme.

1. Annual Income: The annual income of the applicant should not exceed 3 lakh rupees.
2. Employment Status: No member of the applicant’s family should be employed in government service.

Required Documents

• Aadhaar Card
• PAN Card
• Income Proof
• Address Proof
• Educational Qualification Certificate
• Bank Account Details
• Mobile Number
• Passport-sized Photo

How to Apply Online for Lakhpati Didi Yojana 2024

1. Visit the official website of the Government of India.
2. Navigate to the homepage of the website.
3. Click on the option “Apply for Lakhpati Didi Yojana” on the homepage.
4. The application form for the scheme will appear.
5. Carefully fill in all the required information in the application form.
6. After entering all the information, scan and upload the required documents as per the instructions.
7. Click on the “Submit” option.
8. Upon submission, you will receive a receipt of the application form, which you should print and keep for your records.

This way, you can easily apply for Lakhpati Didi Yojana 2024 online.

To apply for the Lakhpati Didi Yojana 2024 offline, follow these steps:

1. Visit the Office: Firstly, visit your Block Office or the Department of Women and Child Development to apply for the Lakhpati Didi Yojana offline.
2. Obtain Application Form: Once there, obtain the Lakhpati Didi Yojana application form from the relevant official.
3. Fill in the Form: Fill in all the required information accurately in the application form.
4. Attach Required Documents: Attach all the documents requested along with the application form.
5. Submit the Application: Submit the completed application form along with the attached documents to the same office from where you obtained it.
6. Receive Receipt: Upon submission, you will receive a receipt. Keep this receipt safe for future reference.

By following these steps, you can successfully apply for the Lakhpati Didi Yojana 2024 offline.

Lakhpati Didi Yojana FAQs:

1. What is Lakhpati Didi Yojana?
   Lakhpati Didi Yojana provides interest-free loans of up to 5 lakh rupees to women to start their own businesses.
2. How many women are targeted to become Lakhpati Didis under Lakhpati Didi Yojana 2024?
   The target under Lakhpati Didi Yojana 2024 has been increased to empower 3 crore women, up from the previous target of 2 crore Lakhpati Didis.
3. How many women have benefited from Lakhpati Didi Yojana so far?
   Over 1 crore women have already benefited from the Lakhpati Didi Yojana initiative.

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