Credit Card Bill Payment
Credit Card Bill Payment : Hello friends, in today’s time every bank and financial institution provides credit card facility to its customers. If you take any type of credit card from the bank and do shopping with it and are not able to repay it, then what happens to you in such a situation? If you wish that you currently do not have the money and are unable to repay it, then what can you do in such a situation? Let us understand about it in detail and easily understand what can be done in this situation.
What happens if credit card bill is not paid?
If you are unable to pay your credit card bill on time, what can happen to you? Let us know about it and let us explain it to you too, before this let us tell you that if you use any amount from credit card then it is also a kind of loan. If you do not pay it back or are lax in it, then these 5 things can happen to you, these are those 5 things
Credit score may be affected
If you take a credit card from any bank and are unable to repay the amount, then it directly affects your credit score. If you delay payment, it reduces your credit score and at some point your credit score becomes zero.
Banks and companies will blacklist you
Whenever you do not pay any bank or private institution on time, that bank or company not only reduces your credit score but also blacklists you so that you cannot get credit from that particular bank. Can’t take card.
Will block credit card
If you are not able to make payment on the credit card of that bank from any bank, then that bank will completely block your credit card and also that credit card will also be deactivated forever. In such a situation, you are advised to keep paying your credit card on time so that you do not suffer any loss.
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Recovery agent will contact you
Employees of the same bank try to contact you. You are requested to make the payment on time so that your record remains good. If you do not pay even after being asked by them, they can take legal action against you.
Legal actions
If you do not make payment on the credit card of any company or bank, then the bank or credit card company can take legal action against you. After this, their lawyers contact you and if you do not pay even after that, then those banks can even send you to jail in case of financial fraud.
Note: If you have taken a credit card of any company, then you are advised to make the payment to that bank soon so that you do not face any problem, especially legal trouble.
Important Links
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